The Cost of Healthcare
You may remember a post a while back that talked about the Rising cost of insurance. Well, recently we received some paperwork from Anthem Insurance regarding Kristie’s stay in the hospital. While we weren’t too surprised with the total amount that the hospital charged, it was a bit disheartening how Anthem tried to screw us and the hospital.
Keep in mind that Kristie was in the hospital a total of 7 weeks, and had a multitude of procedures in this time including 4-5 ultrasounds, q6h antibiotic IV drips, round the clock fetal heart monitoring at times, as well as the delivery itself and all charges incurred during that procedure. However, none of Christian’s expenses are included in this amount.
In total, the hospital charged roughly $80,000 for her little 7 week excursion. Like I said, we figured as much. However, Anthem apparently didn’t want to pay up. The EOB (Explanation of Benefits) paperwork that Anthem Insurance sent us stated that they were only going to pay roughly $2,500. Their excuse was that the stays were not covered because the hospital didn’t properly submit the request to have the hospitalization approved.
The funny part about it all is that while Kristie was in the hospital I received paperwork approximately every week from Anthem stating that the next 7 days of her stay were approved. It’s amazing how they can approve her stay, send paperwork stating that fact, but then see the final bill and just decide they don’t want to pay. 
